Decisions, decisions....life changing decisions. I'll admit it, I'm the type of person that really has a hard time making decisions. Even easy decisions, like, what to order at starbucks or what movie to rent at blockbuster or where to eat dinner, those are hard decisions for me. So LIFE CHANGING decisions, like, where to move...are very VERY hard for me.
I'm really struggling with making the right decision about where to move in September. Since my nanny job is ending in a few weeks I'll have to get used to just getting ONE pay check again instead of two, and I've been trying to put together and figure out what my new budget will be with just my one job.
I've always had multiple jobs so I've never really had to even make a budget before, but now I'm just tired of working so much and really just want to work my one job at the radio station, so it's time to sit down and create and actually stick to a budget.
That being said...living alone will basically take ALL of my paycheck every week, (I don't know anyone to be roommates with)I'll have nothing left over to save or even tithe which bothers me...so basically, I've been debating about whether I should take my mom up on her offer to move in with her for a little while till my car/school loans are paid of(which should take exactly 2 years)after my loans are paid off I'll have an extra $400 a month to put towards rent and could actually even rent or buy a nice house, then.
My mom would only charnge me $200 a month for rent. Right now I'm paying around $450ish for rent and utilities, but that's splitting with a roommate, so if I moved out on my own i'd be paying around $600 a month.
So I'd save alot living with my mom, where as if I moved into an apartment by myself I'd literally be spending every cent on bills and only have one dollar to put towards each meal I eat, too. lol.
I don't really like the idea of moving back home, but since I DO work the afternoon/evening shift at work it's not like I'd be around my mom 24/7. Aaaah, i just don't know what to do, i hate decisions.
I found a basement apartment in Acworth that ironically enough is in the house my parents rented when I was 17! But with what I'd be paying in rent/utils there I'd really be struggling financially...
So yeah....i have to let the people in acworth know THIS WEEK if I want to rent their basement apartment or not, and I honestly can't make up my mind.
Do i want to move in with my mom and save money/get out of debt, or do I want to live in the basement apartment and have more privacy but have NO extra money.
Also my mom's really struggling right now financially so I know she could use the extra 200 bucks a month...should I move back in with her and help her out as well as helping out myself, or should I stay out? My parents got divorced last year so it's not like I'd be moving back in with my parents as a teenager again or something, my mom's very laid back (she's actually alot like me, personality wise..we get along great)and would pretty much let me come and go as I please and treat me as a renter and not like she's my boss or something, I mean I know she'd be easy to live with...also she lives close to my job while acworth would be farther.
Acworth is closer to all my friends, though. But that being said, I work monday through friday night so I can't really hang out with friends during the week anyway, so money wise it seems wiser to live closer to work and just drive to visit friends on the weekends since that's when I'm off work anyway.
I need advice, though. What would you do if you were me?
Recent Comments